So Apparently Affirm Wasn’t Dead After All

The hardest thing in markets, and in life, is to keep growing. Growth demands courage, because to stretch means to risk falling short. But Carol Dweck’s growth mindset teaches us that the fall isn’t failure unless you refuse to get up. The people and companies that inspire us are those that embrace that philosophy: they stumble, learn, adjust, and in doing so, achieve compounding that looks effortless only in hindsight. Growth is hard, daring, and admirable precisely because it’s never guaranteed. As investors, our job is to channel that same spirit: stay curious, stay resilient, and keep learning. But growth mindset doesn’t mean blind optimism, it means intelligent risk-taking, knowing the business models you back, and recognizing the difference between boldness and recklessness. Done right, it leaves you not only wealthier but wiser, compounding both capital and character.

My personal challenge to you all dear friends is to push yourself for growth. Seek learning. Embrace failure. Strive for something greater. Build a life your future self will be proud of.

And nowhere is this growth mindset being tested more than in the Fintech world where Affirm, left for dead during the Liberation Day sell-off, has ripped back to life. The BNPL bubble callers are now cowering. The growth guys are pumping their chests. And CEO Max Levchin, PayPal Mafia royalty, is mic dropping on earnings calls.

The only question: should I be buying this stock?